The Real Estate MCReal Estate. Made Simple.
Florida condo approval

Will the condo qualify for financing? Find out before the contract.

Florida's milestone inspection and structural integrity reserve study rules have lenders looking harder at condo buildings. Send me the budget, balance sheet, and insurance, plus any milestone inspection or SIRS report, and I'll give you an early read on whether the building is likely to qualify before anyone signs.

Call (619) 370-6519

No cost. Not conditioned on referrals.

LISTING AGENTS
  • Market the unit to buyers who are likely to finance it
  • Weigh offers with the financing in mind
  • Fewer surprises before closing
BUYER'S AGENTS
  • Know which condos are worth showing
  • Structure an offer that fits the building
  • Protect your buyer and your deal
WHAT I REVIEW · BEFORE CONTRACT
  • Budget and reserves
  • Balance sheet and delinquencies
  • Master insurance coverage
  • Litigation and special assessments

Many condo financing problems can be caught at the listing presentation.

How it works

Three steps to an early answer.

  1. 01 · UPLOAD

    Send the association docs

    Budget, balance sheet, and insurance certificates, plus anything else you have. Drag and drop from your phone or computer.

  2. 02 · REVIEW

    Michael reviews the building

    Reserves, delinquencies, insurance coverage, litigation, special assessments, and anything else that affects financing.

  3. 03 · KNOW

    You get an early read

    Which loan types the condo is likely to support, plus the red flags to address before the contract.

Start a review

Send the condo to Michael.

Takes about five minutes. The more documents you include, the more complete the review.

1. The deal
Are you working with a buyer or a seller?
2. Association documents

The seller or the association's management company can usually provide these; some charge a document fee. The more you send, the more complete the review. Please don't upload personal financial information like Social Security numbers or bank statements.

Association budgetCurrent year.
or drop them here. PDF, Word, Excel or photos, up to 25 MB each.
    Most recent balance sheetShows reserves and delinquencies.
    or drop them here. PDF, Word, Excel or photos, up to 25 MB each.
      Certificates of insuranceAll that apply: property, flood, wind, liability.
      or drop them here. PDF, Word, Excel or photos, up to 25 MB each.
        Anything else (optional)HOA questionnaire, milestone inspection, structural integrity reserve study (SIRS).
        or drop them here. PDF, Word, Excel or photos, up to 25 MB each.
          3. A few quick questions
          Is the association involved in any active litigation?
          Are any repairs, improvement projects, or special assessments in process or scheduled?
          Does the condo include a recreational lease or other mandatory memberships?
          4. Your contact info
          Questions

          What agents ask about condo reviews.

          Listing agents and buyer's agents, before or after an offer.

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